Metal vs Plastic Crypto Cards: Which is Better?
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Metal vs Plastic Crypto Cards: Which is Better?

5 min read

Metal vs Plastic Crypto Cards: Which is Better?

The debate between metal and plastic crypto cards goes beyond aesthetics. Let's break down the real differences and help you decide which is right for you.

The Metal Card Advantage

Metal cards have become status symbols in the crypto world, but they offer more than just prestige.

Benefits:

  • Premium feel and durability
  • Often comes with higher reward tiers
  • Better fraud protection features
  • Contactless payment technology
  • Longer lifespan (3-5 years vs 2-3 years)

Drawbacks:

  • Usually requires higher staking amounts
  • Heavier (can be uncomfortable in thin wallets)
  • Higher replacement fees if lost

The Plastic Card Case

Don't dismiss plastic cards - they have their own advantages, especially for beginners.

Benefits:

  • Lower or no staking requirements
  • Lighter and more flexible
  • Cheaper to replace
  • Faster to receive (often shipped sooner)
  • No minimum balance requirements

Which Should You Choose?

Choose Metal If:

  • You have significant crypto holdings
  • You value premium benefits (lounges, concierge)
  • You're a frequent traveler
  • You want maximum cashback rates

Choose Plastic If:

  • You're new to crypto cards
  • You prefer flexibility with your capital
  • You don't need premium perks
  • You want to test the waters first

Conclusion

There's no universally "better" option - it depends on your financial situation, spending habits, and priorities.